Responsible Lending

A Business Model with Heart

Business is not only about money and it should have some kind of purpose. The best scenario is when it can make people’s lives better and not built money on others’ problems and hardships. We value our customers’ wellbeing and want to have long-term relationships with them. Our business aims to help people when they need it, but we also give them straightforward information about this service and its possible risks. So, use each financial assistance mindfully as there is money involved and you shouldn’t misuse any kind of loan not to damage your budget instead of fixing it.

We choose our lenders meticulously

Working exceptionally with direct lenders with superior knowledge of the law and state restrictions, allows us to make sure that our customers’ rights are always preserved. While choosing our lenders we look for professionalism, good manners, honesty, and conscientiousness. We cooperate with experienced and reputable specialists so that all your inquiries find appropriate solutions.

The laws that we require our lenders to be fully aware of are:
  • Fundamental Fair Lending laws, such as Equal Credit Opportunity Act (ECOA); Fair Housing Act; Fair Credit Reporting Act (FCRA); and Home Mortgage Disclosure Act (HMDA).
  • Truth in Lending Act;
  • The Fair Debt Collection Practices Act;
  • Local legislation covering lending practices in different states of the country.

Please, remember that there are states that do not allow payday loans. More information about them can be found on our page for Rates and Fees.

We highly recommend understanding that payday loans weren’t designed for long-term and big-budget problems and shouldn’t be applied for them. These loans were created targeting emergent expenses that should be covered right away and can’t be delayed. As long as you can find some other alternatives or postpone the payments without possible risks to your budget, go for it. Otherwise, you should consider applying for these short-term loans and beware of many unscrupulous loan suppliers. Before applying count your monthly expenses and make sure you can afford making payments on time.

Our standards

We don’t push you into using our services by claiming that there isn’t any other option and you have no choice. On the contrary, we warn our customers that this is a costlier service, and the reason is higher risks for the lenders because there is no collateral and in case the borrower can’t repay the sum, they lose their money. So, that’s why although we do our best to the loan more affordable, the interest rates are still higher than in the case of other options. The key reason why you may choose this option is the speed of the service, as no other loan can be approved as quickly as these ones.

We understand that those who apply for these advances are in need of cash and that situation can often lead to desperate and unreasonable decisions. That’s why we have a set of simple but important requirements, not to let people who can’t afford to make repayments, take that risk. In order to qualify the potential borrower needs to:

  • Be at least 18 years old as it is illegal to work with the under-ages.
  • Have a regular income of at least $1000 to be able to pay the whole sum along with fees in less than a month.
  • Be a US resident living in a state where payday lending is not prohibited.
  • Have active contacts like phone number and email address, so that we may contact them in case of any problems.

We keep improving our service so in case of any problems with the lender please contact us so that we can stop cooperation with him/her.


Go24Cash is just a bridge between you and the lender, and we do not possess any information about you and your specific loan, so can’t answer your questions about it. If you have any questions or problems with the loan, go ahead and contact your lender. They are most willing to clarify any disputable points for you.

Just let us know how much you need